Easy, Offline Payment Solution.

OwoFi is the payment solution that lets you Send and Receive money even with no internet. Seamless & Secured.
How it works

Send & Receive Money

Easily send and receive money from anywhere in the world. With your OwoFi tag, sending money takes seconds.

Transact Offline

OwoFi works offline. You can send and receive money with no internet via the App, USSD, SMS and many options to pick from; and it syncs with your wallet once you are back online!

Pay Bills

Easily perform a host of actions on OwoFi, pay bills (DSTV, Electricty bill and more), recharge airtime and many more.

Generate Virtual Card

A Single card that allows you pay for host of services like Apple Music, Netflix, Shopping sites like Amazon, SHEIN, Zara and many more!

Begin enjoying seamless offline solution today!

Join early beta list by clicking on the button below and entering your email address.